When you hang up your boots, you will stop following the commands of seniors in the military unit. Although finding an adjustment to civil life after retirement is traumatic, you can reduce the stress related to financial woe. Planning for a stable financial status is crucial if you want to live a peaceful civilian life after retirement. Here are some helpful tips to save money when you have time. Thrift Savings Plan The federal government has a program called the thrift savings plan (TSP) under the Federal Employees Retirement System (FERS) for employees of the Department of Defense. This scheme allows military personnel to invest in a tax-advantaged account for retirement. The plan is categorized as per the age and service experience of the eligible individual. If your pay is high, you will contribute a higher share of your income to the TSP. You should use the thrift savings plan retirement calculator to avoid any confusion when applying for the plan. Start saving early Once you ha