As a federal employee, there are a lot of things you need to do before you get the retirement benefits. It doesn’t matter whether you come under the Federal Employees Retirement System or Civil Service Retirement System, you will need to properly take care of all the paperwork pertaining to retirement. This is why it is recommended to all the federal employees that in order to check federal retirement benefits in detail, they should take assistance from retirement experts online. In this blog, we have shared a few important things that you need to take into account. Let’s take a look at them. You should opt for 75 reduction and FEGLI, which stands for Federal Employee Group Life Insurance in the column of life insurance. You should know that till the age of 65, you will have to pay premiums. And also know that death benefits come down to 25 percent when you reach the age of 65. Once you come to this stage, you have with you death benefit of 25 percent and premiums are stopped . You sh