Federal employees when considering their retirement should also keep in mind what the change is going to be like for them. This can help them decide when to set the date of retirement. Planning regarding retirement should commence from five years out from a federal employee’s expected retirement. They should first ask for their retirement estimate, something that gives an idea to the employee about the amount of income he/she will be getting after retirement. A fed employee should then begin with all the paperwork within first year of his/her retirement. The best thing for federal employees is to hire federal retirement planning consultants . These people are experts in planning retirement, especially for federal employees. Since the field of retirement can be a complex realm for an employee, it is best to let the experts handle it so that you can enjoy the maximum benefits in your retirement. Still below are some retirement checklist that you will benefit from knowing about. 1. D